We have a number of offshore eCommerce merchant solutions and domestic solutions. The merchant discount rates and fees for Tangible and Intangible goods sold on the Internet vary. You may choose anyone of them based on your business model. Some banks require that you have credit card processing history and some banks will take a new business without any credit card processing history or incorporation. The solutions have virtual terminals and web based application program interface. We will also integrate with variety of different shopping carts.