Services

At Offshore High Risk Merchants, we provide expert merchant account solutions for businesses in Canada, the United States, and offshore markets. We have partnerships with over 30 banks around the world, offering services designed for high-risk merchants.

Whether you’re running an online store, mail-order company, or telemarketing service, we help you get approved and stay compliant. If we can’t get your account approved, it’s unlikely anyone else can.

High-Risk Merchant Accounts (Canada & USA)

We work closely with North American banks that support high-risk, high-volume merchants. Here’s what you can expect:

• No offshore registration required

• Competitive merchant discount rates

• Processing in multiple currencies

• Most eCommerce merchants can qualify for domestic accounts

• U.S. MATCH-listed and Canadian CIRF-listed merchants accepted

Offshore Merchant Accounts for High-Risk Businesses

We have banking relationships in Latin America, the Caribbean, and Europe for international merchant accounts. These accounts are ideal for:

• Unlimited processing volume

• Low discount rates

• Quick approvals

• All business models accepted

• MATCH and CIRF merchants accepted

• High chargeback tolerance

ACH Check Processing for U.S., Canadian & International Merchants

Our ACH checking services let you process:

• Electronic checks

• Checks-by-phone

• Web checks

• Delinquent check collections

• Recurring billing (subscriptions, memberships, etc.)

This option is ideal for industries like:

• Travel

• MLMs

• Pharmaceuticals

• Tobacco

• Mail and phone orders

• Telemarketing

Key benefits include:

• U.S. ACH processing for international businesses (U.S. bank account required; we help arrange this)

• ACH in U.S. dollars for Canadian merchants

• No volume limits

• Easier underwriting than card payments

• Virtual terminal with batch upload and API access

3rd Party (Aggregation) Merchant Accounts

These accounts are best for businesses that cannot yet qualify for their own merchant accounts. Your transactions are processed under a larger shared account, offering:

• Easier approval

• Protection from chargebacks

• Lower discount rates due to volume aggregation

Ideal for:

• New merchants with no processing history

• Businesses with high chargebacks

• MATCH or CIRF-listed merchants

• Merchants in the Visa/MasterCard chargeback reduction program

• Unincorporated businesses

POS Merchant Accounts (Retail – Canada & USA)

We also offer point-of-sale merchant accounts for physical store locations:

• Domestic bank partnerships

• A variety of terminals including wireless options

• Volume limits based on underwriting

• Integrated POS systems for specific industries

• Online reporting for transactions and chargebacks

• Competitive discount rates

Start Your Application Today

We offer fast, secure merchant account services for businesses worldwide. To begin, complete our Pre-Merchant Application Form. A sales representative will contact you within 24 hours. All information is kept strictly confidential, and there’s no obligation to sign up.